EPF Contribution Breakup

Understand EPF Contribution Breakup

One of mypf reader Selvan has applied for EPF claim through his employer. He received the amount in his account is less than he contributed towards EPF account. Selvan is wondering where is his money? Why he got less money? Here is his comment on our blog.

Hi PF team,

I have submitted form PF claim through employer.Amount credited was very less compared to deducted.

PF No PY/BOM/34272/731523. Can you please check ?

When i check with employer ,they says only 65 % amount will be credited first.rest amount after 5 months…is this true?

Thanks
Selvan

Selvan is not only EPF subscriber who has this query. Every other EPF contributor has some question.

Don’t worry your EPF money is safe. Neither your Employer is a cheater nor your EPF amount is deducted.

Actually EPFO deposits this amount in two installments i.e. EPF contribution and EPS contribution. You get first installment of around 65.29% amount which you and employer contributed towards EPF Scheme. Rest of amount comes as second installation which employer contributed in EPS Scheme.

EPF Contribution Breakup

Scheme Name Employee Contribution Employer Contribution
Employee Provident Fund (EPF) 12% 3.67%
Employees’ Pension Scheme (EPS) 0 8.33%
Employees Deposit Linked Insurance (EDLI) 0 0.5% (Capped at a maximum of Rs 15,000)
EPF Administrative  Charges 0 0.85% (From Jan 2015)  1.1% (Earlier)
PF Admin Account 0 1.1%
EDLIS Administrative Charges 0 0.01%

 

3 thoughts on “EPF Contribution Breakup”

  1. Sir
    My UAN is 100179884434 and my PF A/c No. is PB/CHD/0030018/000/0001098. I have checked and download passbook through UAN member Portal earlier but now when I click to download passbook button it displays the message “Member Passbook not Available”. I am worried about whether the amount deducted from my salary has been deposited by the employer in my PF A/c or not. I want to check my balance. Please help me provide my passbook. on my e-mail ID jatinderlectit@gmail.com

    Please do the needful
    Thanks in Anticipation

  2. EARLIER I WAS EMPLOYED TO A FIRM WHERE
    A CONTRIBUTION WAS DEDUCTED AS PF FROM
    MY SALARY; BUT I DON’T KNOW MY PF A/c NO.

    HOW CAN I COME TO KNOW MY PF A/c NO.

    PLEASE SUGGEST

  3. Respected Sir,
    I have applied for the PF account withdrawal on last month Dec’15.
    But till date i don’t know PF withdrawal status,My form already reached to consultant office.But i
    don’t know for processing status,So Kindly check and revert to same mail id asap.

    My account details given below

    EMPLOYEE CODE:201256( NITHYANANTHAN E)

    ACCOUNT NUMBER: MH/KD/MAL//38491/000/109142 FUTURE RETAIL LIMITED (Company)
    UAN No. : 100014399914

    ANOTHER ACCOUNT: MH/KD/MAL/0212480/000/0035318 FUTURE VALUE RETAIL LIMITED (Company)
    UAN No. : 1000144368263

    Mobile:9442409713

    Mail Id:nithyanatham_e@rediffmail.com

    Sir Please do the needful for fast processing and help on this issue.

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