PPF Interest Rate

PPF interest rate is notified by Government of India every year in its official gazette. The PPF interest rate for financial year 2016-17 is 8.1% per year (compounded annually) and it is effective from 1 April 2016.

How PPF interest is calculated?

PPF interest is calculated every month on the lowest account between 5th and last day of the month. So if you want to maximize the interest on your PPF investment, you should invest before the 5th of any month. The interest on balance in your PPF account is compounded annually and is credited at the end of the year.

PPF Interest Rate Calculator

PPF interest and growth calculator can be checked and downloaded from our PPF Calculator page.

PPF Interest Rate History

Lowest PPF interest rate was 3% for duration of 1952 to 1955. During 1989 to 2001 PPF subscribers have enjoyed highest PPF interest rate of history and it was 12% per annum. Here is table of PPF historical interest rate since 1952.

From To Interest
2016 2017 8.10%
2013 2016 8.70%
2012 2013 8.80%
2011 2012 8.60%
2010 2011 9.50%
2005 2010 8.50%
2001 2005 9.50%
1989 2001 12%
1988 1989 11.80%
1987 1988 11.50%
1986 1987 11%
1985 1986 10.15%
1984 1985 9.90%
1983 1984 9.15%
1982 1983 8.75%
1981 1982 8.50%
1979 1981 8.25%
1978 1979 8.25% + 0.5%
1977 1978 8%
1976 1977 7.50%
1975 1976 7%
1974 1975 6.50%
1972 1974 6%
1971 1972 5.80%
1970 1971 5.70%
1969 1970 5.50%
1968 1969 5.25%
1967 1968 5%
1966 1967 4.75%
1965 1966 4.50%
1964 1965 4.25%
1963 1964 4%
1957 1963 3.75%
1955 1957 3.50%
1952 1955 3%

3 thoughts on “PPF Interest Rate”

  1. Hi,

    I would like to know the SBI PPF interest rate. I have checked sbi website it showing that ppf interest rate is 8.70% per annum with effect from 01.04.2013. But there is no update for sbi ppf interest rate for 2015-16 financial year.

    Thanks in Advance
    Tarun

    1. Dear Tarun,

      PPF interest for all banks and post offices are same and decided by government of India every year. So SBI PPF interest rate is same as other banks. For financial year 2015-16 it is 8.7% per year.

Leave a Comment

Your email address will not be published. Required fields are marked *